Executive Director and Cross Border Financial PlannerPhilip has worked in financial services since 2001 when he joined Abbey National. His interest in cross border financial planning started in 2007 after he started with AWD, at the time Europe’s largest financial advisory firm.
In 2012 Philip was invited to join the Alexander Beard Group to run their Expat and Emigration Division. One of his major achievements was the creation of a US / UK cross border financial planning service.
Philip is highly experienced in private financial planning for British expats, US / UK cross border financial planning and the structuring of pension assets for non-UK beneficiaries of pension sharing orders.
Outside of work, Philip has a young family that keeps him on his toes and is a very happy supporter of Watford FC now they are in the Premier League!
Cross Border Financial Planner
Finlay joined Cross Border Financial Planning in 2021, having previously spent 9 years working in the financial services industry. Finlay worked at Visa where he managed banking relationships in Gibraltar and most recently where he was the Relationship Manager for some of SWIFT’s most integral global banking clients. He is fully UK qualified and is working towards completing the level 7 Certified Financial Planner qualification.
In his personal life, Finlay has a passion for sailing and holds a lifelong ambition to circumnavigate the globe on a classic, wooden sailing boat.
Cross Border Financial Planner
Charles has been in the financial services industry since 2016 and joined Cross Border Financial Planning in October 2021, having previously worked for a number of financial planning firms.
Charles is a fully qualified UK adviser and has previous experience of advising private clients on all aspects of financial planning. Charles holds the Diploma in Regulated Financial Planning and he is currently working towards the Advanced Diploma having already completing advanced papers in Financial Planning and Personal Tax and Trust Planning.
Outside of work and further studying Charles likes to socialise with friends and keep fit by attempting to play football.
Cross Border Financial PlannerEdward’s interest in cross border financial planning started in the year he spent studying in the US in 2011. He went on to work for AFH Wealth Management before joining us to focus specifically on the cross border aspect of financial advice. Edward is qualified to advise on all areas of financial advice in the UK from Pension and Investments to Inheritance Tax Planning and Protection. He has also completed the US Investment Adviser (Series 65) qualification.
Within the area of cross border financial advice, Edward specialises in dealing with US connected individuals ranging from globally mobile employees to high net worth individuals and families. They are generally British expats in the United States and American expats in the UK. He is also currently working towards completing his US qualifications.
Edward is a firm believer that when financial advice is offered to non-UK residents that it should be delivered in a ‘joined up’ way with the right tax and legal experts being involved in the process where appropriate.
Edward is a keen sportsperson and whether cycling locally in Wales or skiing in the Alps, he takes every opportunity of his spare time to be outdoors and active.
Adam has been working at Cross Border since September 2020 coming from Sussex University after studying Financial Mathematics. Hailing from a farming background which he incorporated into his Mathematics’ dissertation by modelling on a farm on stock portfolio.
His role is to support Olwen and Cathy with day-to-day administration and is currently undergoing further study to become a paraplanner.
Outside of work, Adam is the Hackney Chess Captain and enjoys racquet sports and walks in the countryside
Sophie is beginning her venture into financial services having joined our team in April 2021.
Her role is to support the team with day-to-day administration and is keen to undertake further study to make career progression within Cross Border Financial Planning.
Outside of work, Sophie enjoys spending time with her family and friends. She is always keen to experience adventure and also enjoys a good Netflix series.
Head of ComplianceVictoria is Cross Border Financial Planning’s Head of Compliance. Her role is to ensure that the advice being offered by our advisers is delivered in a compliant and safe way.
Outside of work Victoria enjoys archery, ballet and problem solving.
Office ManagerOlwen has over 30 years experience working in Financial Services working first at Barclays Bank and then Sanlam UK.
Her responsibility at Cross Border is to provide support to the advisers and ensure the day-to-day administration and customer service we provide is efficient and professional and exceeds client expectations.
Outside of work, Olwen enjoys spending time with her family and friends. She’s an active member of a local Book Club and also enjoys visiting the theatre, exhibitions and going to the gym.
Project Manager and Administrator
Cathy grew up in South Africa but has spent most of her working life in the UK enjoying over 30 years in IT Management Consultancy and Financial Services.
As a member of Cross Border’s administration team, Cathy supports our advisers and provides excellent customer service for our clients. Her background in structured analysis embeds our efficient use of business processes and systems.
Outside of work, Cathy is a keen walker and active member of a walking group exploring the local Wiltshire countryside. She has successfully completed several sponsored walking marathons in recent years. She also enjoys pilates and spending time with family and friends