Executive Director and Cross Border Financial Planner
Philip has worked in financial services since 2001 when he joined Abbey National. His interest in cross border financial planning started in 2007 after he started with AWD, at the time Europe’s largest financial advisory firm.
In 2012 Philip was invited to join the Alexander Beard Group to run their Expat and Emigration Division. One of his major achievements was the creation of a US / UK cross border financial planning service.
Philip is highly experienced in private financial planning for British expats, US / UK cross border financial planning and the structuring of pension assets for non-UK beneficiaries of pension sharing orders.
Outside of work, Philip has a young family that plays a lot of cricket and keeps him on his toes. He has lost count of the number of times Watford FC has been promoted and demoted so has now opted to support Somerset Cricket Club as watching them is much less stressful!
Cross Border Financial Planner
Finlay joined Cross Border Financial Planning in 2021, having previously spent 9 years working in the financial services industry. Finlay worked at Visa where he managed banking relationships in Gibraltar and most recently where he was the Relationship Manager for some of SWIFT’s most integral global banking clients. He is fully UK qualified and is working towards completing the level 7 Certified Financial Planner qualification.
In his personal life, Finlay has a passion for sailing and holds a lifelong ambition to circumnavigate the globe on a classic, wooden sailing boat.
Office ManagerOlwen has over 30 years experience working in Financial Services working first at Barclays Bank and then Sanlam UK.
Her responsibility at Cross Border is to provide support to the advisers and ensure the day-to-day administration and customer service we provide is efficient and professional and exceeds client expectations.
Outside of work, Olwen enjoys spending time with her family and friends. She’s an active member of a local Book Club and also enjoys visiting the theatre, exhibitions and going to the gym.
Cross Border Financial Planner
Charles has been in the financial services industry since 2016 and joined Cross Border Financial Planning in October 2021, having previously worked for a number of financial planning firms.
Charles is a fully qualified UK adviser and has previous experience of advising private clients on all aspects of financial planning. Charles holds the Diploma in Regulated Financial Planning and he is currently working towards the Advanced Diploma having already completing advanced papers in Financial Planning and Personal Tax and Trust Planning.
Outside of work and further studying Charles likes to socialise with friends and keep fit by attempting to play football.
Project Manager and Administrator
Cathy grew up in South Africa but has spent most of her working life in the UK enjoying over 30 years in IT Management Consultancy and Financial Services.
As a member of Cross Border’s administration team, Cathy supports our advisers and provides excellent customer service for our clients. Her background in structured analysis embeds our efficient use of business processes and systems.
Outside of work, Cathy is a keen walker and active member of a walking group exploring the local Wiltshire countryside. She has successfully completed several sponsored walking marathons in recent years. She also enjoys pilates and spending time with family and friends
Sophie is beginning her venture into financial services having joined our team in April 2021.
Her role is to support the team with day-to-day administration and is keen to undertake further study to make career progression within Cross Border Financial Planning.
Outside of work, Sophie enjoys spending time with her family and friends. She is always keen to experience adventure and also enjoys a good Netflix series.