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Australia / UK cross border financial planning

Australia / UK cross border financial planning

Are you:

  • An Australian expatriate in the UK?
  • Planning a move back to Australia?
  • A British expatriate in Australia?
  • Planning your retirement to Australia?

 

Cross Border Financial Planning can help you make the best decisions for your future. We specialise in providing holistic financial planning to expatriates and international families, including Pension and Investment advice. We are regulated in the UK by the Financial Conduct Authority, and work together with our Australian partner, Cardena Financial Planning, to provide you with a unified financial plan across both countries.

 

We are supported by cross border tax and legal advisers, whose advice can be readily accessed and integrated into your financial plan – ensuring the best solutions, reducing time and improving efficiency.

 

Cross Border regulation and tax laws can be complex, and we can help guide you through this maze. Our solutions are tailored to your specific needs and are designed to be as flexible as possible.

Our services include:

 

For Australian expatriates in the UK

If you are living and working in the UK, you are likely to be receiving employer contributions to a UK based pension scheme. Both the HMRC and Australian Government have recently made a number of changes to Pension and Superannuation legislation, which has made it very difficult for Australians to understand their options.

Should you wish to move back to Australia, Cross Border Financial Planning can help you understand how you can access and manage your UK Pension in a tax efficient manner.

Cross Border Financial Planning can help construct a bespoke financial plan that takes into account the assets you are building in the UK, what your plans are for staying or returning home, and how those assets may be able to be transferred to Australia in a tax efficient manner. This could include Cashflow Forecasting, which gives you the confidence to understand your wider financial picture and make the best decisions to provide for your future.

We work together with our Australian partner, Cardena Financial Planning, who can advise on your Australian assets, ensuring your financial plan is implemented in a joined-up and holistic way.

We can assist you with mortgage and protection planning, as the majority of providers are not willing to deal with foreign nationals in the UK.

 

For British expatriates in Australia or planning a move to Australia

UK Pension transfers to Australia have been a tax efficient way for British expatriates to plan for retirement in Australia. Both the HMRC and the Australian Government have recently made a number of changes to Pension and Superannuation legislation, which has made it very difficult for Australians to understand their options, should you wish to transfer your UK Pension to Australia.

If you are looking to move to Australia, Cross Border Financial Planning can help you understand how you can access and manage your UK Pension in a tax efficient manner.

Together with our Australian partner, Cardena Financial Planning, we can help construct a bespoke financial plan that includes how best to manage your UK and Australian assets, with regard to your future plans. This could include cashflow forecasting, which gives you more confidence in understanding your wider financial picture.

 

Please don’t hesitate to get in touch to discuss how we can help you make the best decisions for your future.

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